2FA – “Two-Factor Authentication” also known as 2FA is an extra layer of security that is known as “multi-factor authentication” that requires not only a password and username but also a second layer of security to access an account or system.


Airdrop – A method of distributing coins or tokens to wallet addresses, typically used to market a new currency.

Altcoin – Short for alternative coin, this term is generally used to describe any cryptocurrency other than Bitcoin (“BTC”). Altcoins can commonly be a variant (fork) of Bitcoin’s computer code, built using the Ethereum blockchain app platform or built with original codebase to help foster innovative ideas.

AMM (Automated Market Makers) – One of the most common use cases for applications in DeFi. AMMs are a decentralized asset trading pool that’s enables market participants to buy or sell cryptocurrencies in an exchange style format. These are commonly conflated with decentralized exchanges (DEXs), as they are similar in definition (AMMs are a specific type of DEX).

APR – Annual Percentage Rate, the percentage return for validating transactions on the blockchain.

APY – Annual Percentage Yield, the percentage return you’re rewarded for staking your cryptocurrency

Arbitrage or “Arb” – Trading the difference in price between one exchange’s value for a particular token and another exchange’s value for that same token.

ATH – “All-Time High.” This acronym is used when a cryptocurrency or coin has surpassed past records and reached its highest value ever recorded.

ATOMIC SWAPS - An atomic swap is a smart contract technology that enables the exchange of one cryptocurrency for another without using centralized intermediaries, such as exchanges.

Atomic swaps can take place directly between blockchains of different cryptocurrencies, or they can be conducted off-chain, away from the main blockchain.

Audit – It’s common for projects to get their smart contracts reviewed thoroughly by firms that specialize in hacking to find bugs and ways to exploit the project ahead of launch, or periodically through the lifespan of a project. For users who are not code-savvy, these audits are useful tools to help understand the safety of using a project.


Blockchain – A data system, either public or private, that allows for the creation of a distributed digital ledger of transactions in a non-centralized network. Transaction data is stored in “blocks” which are constantly growing as new information is added onto the ledger, also known as a “chain” for everyone to see. The purpose of a blockchain is to allow fast, secure, and transparent peer-to-peer transactions.

Block Explorer – A tool used to view all past or current transactions on the blockchain.

Burning - Coin burning is what happens when a coin needs to be taken out of circulation so that it can no longer be bought, sold, staked, or used at all. Any cryptocurrency can be burned, regardless of its supply or value.


CDP – Collateralized debt position. Commonly used in borrowing and lending apps like Aave, Maker, and Compound. A CDP is where a user deposits a token (e.g. ETH) as collateral and can then borrow assets against that.

Circulating Supply – The total number of coins that are in circulation at any given time.

COFFEE TALK FRANCHISE - Coffee Talk Hub is a shared event and office space in the Metaverse that is linked to other targeted Affiliated Business Hubs to form a Future of Social Media NFT Marketing & Sales business model for all complete with Coffee Talks, Coffee Talk Radio, Coffee Clubs, and Investment Circles.

Coin/Token – Most coins or tokens are regarded as cryptocurrencies, even if most of the coins do not function as a currency or medium of exchange. While “coin” and “token” are often used interchangeably, a crypto coin is generally meant to indicate it can be used as a means of payment, while a token has other functionalities or use cases.

Cold Storage – This is a system of storing cryptocurrency offline, as a way of safekeeping from hacking, also refers to Cold Wallet.

Cryptocurrency – A virtual currency that uses cryptography for security. Because of this security feature, cryptocurrency is difficult to counterfeit. Cryptocurrency is not issued by any central governmental authority, nor tied to a specific country and can be used for many reasons including an exchange medium or store of value. Metaverse needs Crypto, and crypto is Metaverse's Financial computing layer.

Where Metaverse computing is performed, a decentralized, transparent and democratic foundation can be established to determine which economic logic operations end users will use to exchange goods, services, and currencies. Developers can build Metaverse on this basis. Ethereum is a good example of a cryptocurrency. It is a protocol used by developers to establish smart contracts for decentralized applications, and it is also a ledger that records transactions between Metaverse end users.

Cryptocurrency Exchange – An online platform that allows customers to buy or sell cryptocurrencies or digital currencies for other assets. These platforms function as a marketplace for cryptocurrency holders to discover fair pricing for their digital assets. They also serve as a secure distribution center for blockchain-based tokens and coins.


DAO (Decentralized Autonomous Organizations) – A decentralized autonomous organization (DAO) is an entity with no central leadership. Decisions get made from the bottom-up, governed by a community organized around a specific set of rules enforced on a blockchain. ... Decisions are made via proposals the group votes on during a specified period.

DAOs are commonly connoted with “decentralized LLCs,” and are basically a decentralized corporate-like structure whose membership is composed of a decentralized base of token holders. Often, a DAO’s rules are embedded into a smart contract, and often the community lives in online platforms like Discord, but in our case. also Metaverse Franchise HUBS.

It's hard to define DAOs because of how many different functions they can serve. Some DAOs are created to enable a few friends to pool their money together and purchase an expensive NFT, i.e, our Investment Clubs. Some DAOs are used as infrastructure to facilitate DeFi transactions, our Abundance Circles. Some DAOs even act as a marketing agency to connect clients with a network of content creators, i.e., our Coffee Club Network Franchise. The common theme of all DAOs is that they bring together a group of people with a common goal. i.e., our Social Investment Society "SIS".

SIS DAO is a way of organizing our groups in a decentralized way. SIS DAO groups are built upon a token-based voting system. Social Tokens represent ownership (shares) of SIS DAO and provide voting rights to their owner/members. In Centralized companies: Shares represent ownership. In SIS DAO: Social Tokens represent ownership.

DAPP - A decentralized application is an application comprising smart contracts that runs on a decentralized computing, blockchain system. Like traditional applications, DAPPs provide some function or utility to its users. However, unlike traditional applications, DAPPs are not owned by any one entity, rather DAPPs distribute tokens that represent ownership. These tokens are distributed according to a programmed algorithm to the users of the system, diluting ownership and control of the DAPP. Without any one entity controlling the system, the application becomes decentralized.

Decentralized – Cryptocurrencies do not have a central computer or server that confirms transactions. They are “decentralized” – distributed across a network of several computer nodes.

DeFi - Decentralized finance (DeFi) is an emerging financial technology based on secure distributed ledgers similar to those used by cryptocurrencies. The system removes the control banks and institutions have on money, financial products, and financial services. Decentralized finance eliminates intermediaries by allowing people, merchants, and businesses to conduct financial transactions through emerging technology. This is accomplished through peer-to-peer financial networks that use security protocols, connectivity, software, and hardware advancements.

DEX (Decentralized Exchange) – An exchange without a central authority, operating to facilitate peer-to-peer trading. Users retain full custody of their currencies, which remain distributed throughout the crypto network.


Emissions – The speed at which new tokens are created and distributed until maximum supply is reached. The emission rate of a token is usually higher in younger projects than more mature ones.

Exchange Wallet – A web-based wallet hosted by an exchange (like Bittrex) for all your crypto assets.


Fiat Currency – Fiat money is currency that a government has declared (by “fiat”) to be legal tender. The U.S. dollar, the euro, the Japanese yen, and the Mexican peso are examples of fiat currency. The value is derived from the relationship between supply and demand, rather than the value of material from which the fiat money is made. It can take the form of physical dollars or it can be represented electronically, such as with bank credit.

Fork – A fork represents a change to the underlying programming protocol, or code, resulting in a split of the original blockchain into a new blockchain. There are multiple types of forks such as hard fork, soft fork, or accidental fork. A fork results in the creation of a new coin often due to competing philosophies or protocol upgrade.

FUD – “Fear, uncertainty and doubt.” It’s a common term in the crypto world to see someone spreading fear, uncertainty or doubt about a blockchain project.


Governance – When a project is focused on decentralization, the founding team creates a mechanism for the community to maintain and steward the project moving forward, usually relative to proposals and updates or emergency state changes. Governance tokens often need to be staked or collateralized to provide token owners with the right to vote or to create a proposal.


Harvest – Collecting rewards from liquidity pool mining or yield farming. These rewards commonly accrue in project dashboards and when claimed, go to your wallet.

Hash – A function created using an algorithm which converts letters and numbers.

Hardware Wallet – A small device that plugs into your USB port and generates an offline private key while displaying a public key to allow for crypto transfers.

HODL – When first used in an early bitcoin forum, it was supposed to be written as “hold” but was misspelled and since then has taken a life of its own. When the industry is going on a wild ride, it means to hang in there. It’s also a pretty common meme.

HUB - a Metaverse incubator for SIS Community Members, Metaverse Shared Space Event Organizers, NFT Content Providers and Influencers, Investors and Social Media Marketing Franchisees, in our case, Coffee Talk Franchise Hub.


ICO - Initial Coin Offering - the cryptocurrency industry’s equivalent to an initial public offering (IPO). A company looking to raise money to create a new coin, app, or service launches an ICO as a way to raise funds.


Know Your Customer (KYC) – A compliance process set by regulators to verify the identity of customers.


Liquidity – Often affected by the supply and demand of the particular token and exchange it is listed on, liquidity refers to how easily a token can be traded.

Liquidity Pools – Liquidity pools are collections of funds locked into smart contracts meant to provide liquidity to AMMs. Liquidity pools are used to facilitate decentralized trading, lending, and many more functions we’ll explore later. Liquidity pools power most DeFi use cases today.


Maker Orders – Create liquidity on a market by being entered onto the order book. They are not filled when they are placed, but instead wait until a further order is placed that matches them.

MEG - Metaverse Events Group (MEG) event organizers of the SIS DAO Community.

Metaverse - a virtual-reality space in which users can interact with a computer-generated environment and other users. Metaverse needs Crypto, and crypto is Metaverse.

Definition of the Metaverse in two main concepts:

Interface layer. End users can experience the Metaverse through various hardware and software technologies, such as desktop browsers, mobile applications or extended reality (XR), virtual reality (VR) and augmented reality (AR).

Financial computing layer. Where Metaverse computing is performed, a decentralized, transparent and democratic foundation can be established to determine which economic logic operations end users will use to exchange goods, services, and currencies. Developers can build Metaverse on this basis. Ethereum is a good example. It is a protocol used by developers to establish smart contracts for decentralized applications, and it is also a ledger that records transactions between Metaverse end users.

METAVERSE HUB - Shared virtual meeting and events space in the Metaverse that combines the networking, events, social media and shared virtual space. Example: Existing Business Networking International (BNI) consist of groups that refer business to each other, and no BNI group has the same business represented, i.e., one Real Estate Agent, one CPA, one Financial Advisor, one Insurance Agent, etc., etc., etc.; Regus / Space is a shared office and event space in a physical space; Meetups are events that can be held "face to face" or now because of the pandemic, in virtual spaces like zoom. All three of these environments and more are now available in our Metaverse Hub environment, we call Coffee Talk Hub.

Mining – A computer process of recording and verifying information on public ledger known as the blockchain. In this process, nodes verify transactional data and are awarded for their work with the release of a new cryptocurrency coin or token.

M- Minting - Minting an NFT is how your digital art becomes a part of the blockchain–a public ledger that is unchangeable and tamper-proof. Similar to the way that metal coins are minted and added into circulation, NFTs are also tokens that get “minted” once they are created.


NFT - NFTs (or “non-fungible tokens”) are a special kind of crypto asset in which each token is unique — as opposed to “fungible” assets like Bitcoin and dollar bills, which are all worth exactly the same amount. Because every NFT is unique, they can be used to authenticate ownership of digital assets like artworks, recordings, and virtual real estate.

NFTs are a part of the broad category of our SIS social token. The basic difference between SIS social token and NFTs is the fungibility factor. NFT, as the name suggests is non-fungible and each NFT is unique. SIS social token, on the other hand, is fungible. Each SIS social token has the same value as another, just like a currency or cryptocurrencies such as bitcoin or ether. So, each SIS social token will be the same in value as the other and so it is easily interchangeable. In case of NFTs, however, one painting, for example, will not have the same value as another and it is not easily tradable. This makes them unique. Put simply, SIS social tokens provide the same benefits, privileges, rights to the piece of artwork or music to all investors invested in them. NFT owners, on the other hand, have unique rights to a particular piece of Real Estate or a creator's work.

Node – A node can be any active device that helps support the network by maintaining a copy of the blockchain. In some cases, nodes process transactions.


Paper Wallet – A piece of paper which you store a 12-word seed phrase to access your wallet and crypto assets.

Public/Private key – A cryptographic key that can be utilized by any party to encrypt a message. Another party can then receive the message and use the private key that is only known to that individual or group to decode the message. A private key will open your wallet. Both keys are used in cryptocurrency transactions.


Route – In DeFi, this commonly refers to the way a DEX makes a trade happen between two non-pooled tokens. For example, if someone wanted to swap DAI for COMP, a DEX would likely route the trade in the following manner: Swap Dai to ETH, then swap ETH to COMP. This is because the DEX wants to choose the route that takes tokens from the pools with the highest liquidity (and ETH is the most common base pair for most tokens). Routing affects slippage and fees, too.

Rug Pull – When developers of a project suddenly abandon said project, taking investors’ money with them.


SAFE - SIMPLE AGREEMENT FOR FUTURE EQUITY - an agreement between an investor and a company that provides rights to the investor for future equity in the company similar to a warrant, except without determining a specific price per share at the time of the initial investment. The SAFE investor receives the future shares when a priced round of investment or liquidity event occurs.

SAFT - SIMPLE AGREEMENT OF FUTURE TOKENS - an investment contract offered by cryptocurrency developers to accredited investors. Because SAFTs are considered securities, these tokens must comply with securities regulations.

Satoshi Nakamoto – The anonymous founder(s) who created Bitcoin. Satoshi Nakamoto is the name used by the presumed pseudonymous person or persons who developed bitcoin, authored the bitcoin white paper, and created and deployed bitcoin's original reference implementation. As part of the implementation, Nakamoto also devised the first blockchain database. Nakamoto was active in the development of bitcoin up until December 2010. Many people have claimed, or have been claimed, to be Nakamoto, but there is no proof and none of the original Bitcoin mined has been used, which is worth approx. $54 Billion.

SIDECHAIN - A sidechain is a separate blockchain that is attached to its parent blockchain using a two-way peg. The two-way peg enables interchangeability of assets at a predetermined rate between the parent blockchain and the sidechain. The original blockchain is usually referred to as the ‘main chain’ and all additional blockchains are referred to as ‘sidechains’.

SIS - Social Impact Society (SIS) decentralized LLC MEMBERS ONLY fundraising and crowdfunding for NFT Future of Real Estate Investments; NFT Business Brokerage purchases; Defi lending; Defi startup equity; NFT ticketed Metaverse Event Group (MEG) Organizers; NFT Media Arts Content Providers, Celebrities and Influencers; & Coffee Talk Network Social Media Marketing & Sales Franchises. There are difference levels of SIS Memberships. To be a community member is FREE. To own social tokens and be a voting member in the SIS social token decentralized LLC, you must hold and maintain a pre-determined amount of SIS social tokens.

Social Media - Social media are interactive technologies that facilitate the creation and sharing of information, ideas, interests, and other forms of expression through virtual communities and networks. Users usually access social media services through web-based apps on desktops or download services that offer social media functionality to their mobile devices. As users engage with these electronic services, they create highly interactive platforms which individuals, communities, and organizations can share, co-create, discuss, participate, and modify user-generated or self-curated content posted online. Additionally, social media are used to document memories; learn about and explore things; advertise oneself; and form friendships along with the growth of ideas from the creation of blogs, podcasts, videos, and gaming sites. This changing relationship between humans and technology is the focus of the emerging field of technological self-studies. Some of the most popular social media websites, with more than 100 million registered users, include Facebook, TikTok, WeChat, Instagram, QZone, Weibo, Twitter, Tumblr, Baidu Tieba, and LinkedIn. Depending on interpretation, other popular platforms that are sometimes referred to as social media services include YouTube, QQ, Quora, Telegram, WhatsApp, Signal, LINE, Snapchat, Pinterest, Viber, Reddit, Discord, VK, Microsoft Teams, and more. Wikis are examples of collaborative content creation.

Social Token - Social tokens are a type of cryptocurrency that a brand, community, or influencer can use to monetize themselves beyond the typical means. Many influencers, celebrities, and businesses these days use social media or other media streams to monetize their skills or services. Social tokens, true products of Web 3.0, directly connect the creators and consumers of content. With social tokens, the content creators can eliminate this barrier and bring forward a new principle of ownership in the digital economy. These tokens are decentralized and secured om blockchain. In our case, SIS Community tokens are created as a means to gain access to our community. These are similar to membership cards but based on the blockchain. To me a community member, you must own a determined amount of SIS social tokens.

EXAMPLE; A talented singer, comedian, or social media influencer can easily form a SIS community of loyal followers. Here lies the opportunity for such content creators to launch their own SIS social token where relevant content can be shared with their followers. Besides, celebrities can use SIS social tokens as a gatekeeping mechanism by offering premium access to content only for their largest SIS social token holders. If SIS community members have faith that a particular artist’s work will garner more following in the coming years they can buy the social token issued by them early on. Each new SIS social token that the artist issues will typically be at a higher value than the previous one. The value of your SIS social token rises as the community grows and more SIS social tokens are issued.

Social tokens have better incentives than just conventional ‘reward points’ schemes that airlines, hotels, and credit card companies offer.

Software Wallet – A trusted app that you can download on your phone or PC to store your cryptocurrency.

Stable Coin – A cryptocurrency that attempts to peg their market value to some external reference.

Stake – Staking in DeFi means to lock up your assets in a smart contract, to certain ends including voting in governance, yield farming, or to create a CDP.

Swap – To change one token for another, commonly done on decentralization exchanges (DEXs). When you make a swap, one token leaves your wallet and another replaces it.


Taker Orders – Reduce (take away) liquidity on a market. Orders which execute immediately and take volume off the order book are takers.

Token(s) - Crypto tokens are a type of cryptocurrency that represents an asset or specific use and reside on their own blockchain. Tokens can be used for investment purposes, to store value, or to make purchases.

Cryptocurrencies are digital currencies used to facilitate transactions (making and receiving payments) along the blockchain. Altcoins and crypto tokens are types of cryptocurrencies with different functions.

Tokenazation - blockchain tokens provide a digital representation of complete or shared ownership for any entity having specific value. The common applications of blockchain tokens are evident in payments and settlement of transactions among participants. Tokens also provide representation for multi-party ownership for indivisible assets such as artwork or a music video. In addition, tokens also provide an easier exchange of ownership of indivisible assets through a blockchain network.

The tokenization blockchain combination could open new prospects for optimization of business processes, which include multiple partners, and introduction of new business models.

Tokenomics – Refers to a cryptocurrencies role within a particular ecosystem or even how cryptocurrencies will interact with that ecosystem.

Total Supply – The total number of coins that exist at any given time.

TVL (Total Value Locked) – Total value of tokens deposited or locked in a smart contract or DAPP.


Wallet – A digital wallet is a software program that stores private and public keys and interacts with various blockchains to enable users to send, hold, and receive digital currency. If you use cryptocurrency, you will need to have a digital wallet.

Whale – A person or organization that owns enough cryptocurrency to affect the market and manipulate token prices to their advantage or the disadvantage of others.


Yield Aggregators – A DAPP that automatically moves your deposited tokens around from platform to platform to give you the best rate available.

Yield Farming – Yield farming lets users “lock up” their funds in a smart contract for which users earn fixed or variable rewards. Those locked up funds provide liquidity for other users to borrow against. The rewards are often dynamic and volatile.